Why travel insurance is important for trips in the UK

Many people now consider travel insurance to be a priceless asset when travelling around the world, covering them against a multitude of factors including lost or stolen luggage, flight cancellations or delays and accidents and illness abroad. But it isn't only international trips that need to be insured for the protection of you and your fellow travellers, with domestic holidays taken in the UK having similar potential for unfortunate events occurring.



Some people don't choose travel insurance if they aren't planning on leaving the country, but leading insurers have pointed out that it's often just as likely that your luggage could be stolen, your flights cancelled or your trip interrupted due to unexpected events, like natural disasters or a sudden illness, when holidaying in the UK.



Even though emergency medical treatment may still be covered by the NHS, the public health body will not fund the cost of your travel back home, which is just one of many reasons why it's essential to take out travel insurance before holidaying in the UK - especially if you want to save money.

The recession caused a surge in the number of Brits choosing domestic 'staycation' holidays rather than travelling overseas, with statistics revealing that around 50 million domestic holidays are taken in the UK during the average year. If Brits fail to take out adequate travel insurance to cover these holidays, they could end up spending a great deal more on their trips than they intended.



The past year has seen changeable weather conditions, company strikes and natural disasters all having a significant impact on many peoples' travel plans, and if you're travelling uninsured you will not usually be entitled to compensation in the event that you need to cancel or rearrange your holiday. Holidaying closer to home with a UK break can be a cost-effective option for families travelling on a budget, but only if you ensure your trip is covered against all eventualities.



Travel insurance for UK holidays is likely to be cheaper than insurance covering trips abroad, and you also shouldn't rely on your home insurance to cover lost or stolen belongings, as this could lead to you paying much higher excess, as well as impacting on your no claims discount. There are many excellent holiday destinations to choose from, across the length and breadth of the British Isles - from a city break in bustling London to scenic trips to the Lake District or the Scottish Highlands.



The author of this article is a part of a digital blogging team who work with brands like Boots Insurance. The content contained in this article is for information purposes only and should not be used to make any financial decisions.